attentional cocci: March 2012

Saturday, March 31, 2012

Advancing Mali rebels enter key city

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Barackdubs scores a viral hit with US President singing LMFAO

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Friday, March 30, 2012

House Plays Chicken with Transportation Funding Extension

Source: http://news.yahoo.com/house-plays-chicken-transportation-funding-extension-162154461.html

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Take control of enterprise risk | IT-Online

Regulatory compliance has become of increasing importance in recent years, as a multitude of new regulations and legislation has forced the arm of businesses into obedience at the risk of hefty financial penalties.
However, compliance is only one aspect of a wider field of enterprise governance, risk and compliance (GRC), a discipline that evolved as part of a growing global need to ensure sustainability, accountability and sound business practices.
Managing risk lies at the core of any GRC endeavour, since if risks are not managed adequately they have the potential to result in decreased profitability, non-compliance to regulations and laws and ultimately a failing enterprise.
Enterprise risk management (ERM) is the pivot upon which GRC turns, facilitating both good corporate governance and compliance, and is a vital part of the agenda for businesses of all sizes, large and small.
?Managing risk does not mean eliminating risk, since without risk organisations could not exist and remain profitable. However, these risks do need to be taken on board and brought to an acceptable level. With every business in South Africa subject to at least 80 or more Acts of Parliament that must be complied with, ERM is vital to ensure compliance,? says Ben Pieters, executive at ESPconsult.
?While large corporates and state owned entities are able to employ teams of risk managers and legal experts to analyse the relevant acts and regulations, smaller businesses and micro enterprises simply cannot afford such luxuries.?
While having the funds to employ teams of full time risk managers and legal advisors can be of benefit, many large organisations still view ERM as a tick-box exercise. They regard it as? something that must be done in order to comply and avoid penalties but not something which will contribute positively to the organisation.
?Nothing could be further from the truth, however,? says Greg Bogiages, MD of Cortell Corporate Performance Management. ?The excuse that small organisations cannot afford risk management is negated when you view ERM as a vital business process that will not only facilitate compliance, but improve profitability. Businesses should align their strategic plans with their risk management disciplines.
?Managing risk is not a ?one size fits all? concept, since each organisation?s risk appetite differs, and ensuring that a risk management solution is tailored to the individual needs of the organisation is vital.?
The reality is that risk, while it is part of business, can be detrimental if it is not managed correctly. Risk management software is a useful tool as it assists with automating and creating ?work flow? for procedures associated with risks and risk events. It also removes the risk of human error when it comes ensuring that processes are followed accordingly.
However, software alone is not sufficient to ensure risk is managed effectively. Once software has been installed, it is vital for risks to be identified and defined at various levels throughout the organisation, in order to create a risk framework.
Consultants and experts in the field of GRC play an important role in ensuring that all risks are identified, incorporated into ERM tools, and processes around these risks have been defined and implemented.
?It is also necessary to workshop controls and identify the risk owners for each individual area. Without a risk owner, accountability cannot be assigned, which means that in effect the risk cannot be managed because it is not understood who is responsible for mitigating it,? says Pieters.
?Software acts as an enabler that eases the risk management workload, but true ERM relies on a top-down, culture driven approach. Managing risk requires the people within the organisation to understand what the risks are and why they need to be mitigated and managed, which often involves a change management process,? he adds.
Only once risks have been identified and controls put into place can risk be mitigated. Implementing a real risk management discipline, with the necessary controls and procedures in place and the correct combination of software and organisational culture, ensures that an enterprise operates in an environment of sound governance.
It also helps to identify legislation and regulations as areas of risk, helping to ensure compliance. Aside from these soft benefits, improved risk management means a lower risk profile, which typically leads to decreased insurance costs, which can directly benefit the bottom line.
?ERM has multiple benefits for organisations of all sizes, from improved governance and compliance to better accountability, improved profitability and increased shareholder confidence. The real question is not ?can your organisation afford to implement ERM??, but can it afford not to?? Bogiages concludes.

The importance of compliance risk and control
Enterprise risk management company is born
Market leans towards consolidation in enterprise risk management
IT risk puts business at risk
HP lowers cost, risk of enterprise storage

Source: http://www.it-online.co.za/2012/03/30/take-control-of-enterprise-risk/

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Danville CA Real Estate February 2012 Update Homes For Sale ...

Danville CA Real Estate February 2012 Update Homes For Sale Willow Alamo Creek Danville CA March 28, 2012 | Homes for Sale in San Ramon, Danville CA, Dublin CA, Pleasanton

?2012 Bay East. ?2012 CCAR. ?2012 EBRD. All rights reserved. Information deemed reliable but not guaranteed. This information is provided from three separate sources: Bay East, CCAR and EBRD. The listings presented here may or may not be listed by the Broker/Agent operating this website. Information last updated on 3/28/12 9:25 PM PDT.

This IDX solution is (c) Diverse Solutions 2012.

Source: http://vickiesellshomes.com/danville-ca-real-estate-february-2012-update-homes-for-sale-willow-alamo-creek-danville-ca-march-28-2012/

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Daily Finance ? Credit, Debt, Insurance, Leasing, Loans, Mortgage ...

Is it all-important to adjustment acclaim score?

There are abounding who are blind of this answer. Most of us are not alike agitated to accept a attending at our acclaim report. We aloof advance it for the annual of it. However such apathy can alone aftereffect in bad acclaim rating. This makes it actual abundant important to adjustment acclaim annual at atomic already in six months.

Credit Annual adjustment plays an important role to clean off the errors and bad animadversion that prevails in your acclaim score. Acclimation not alone helps to clean off the abrogating animadversion but it additionally helps to access the acclaim annual rating. If you accept the acclaim annual with bad animadversion and errors again it is the best time to adjustment your acclaim annual and advance your acclaim score.

Usually acclaim annual ranges from 300-750 but a acceptable acclaim annual is aloft 700. Abounding bodies accept their acclaim annual aural 600-700, which is admired as boilerplate acclaim score. If you accept acclaim annual that is beneath 600 it is all-important that you adjustment it instantly. With the above-mentioned adjustment of acclaim annual you can get added acclaim flexibility. You apperceive that today?s business places added accent on acclaim accompanying accent of acclaim annual has additionally increased.

Credit Adjustment Service allegation you a reasonable fee thereby apprehension you admired services. You can get the best after-effects aural 45-50 days. Acclimation acclaim requires abundant accord of backbone and experience. Beneath are some advantageous tips that can prove accessible in acclimation your acclaim score.

? Order Acclaim Report

Initially you charge adjustment your acclaim address from altered acclaim bureaus. Remember altered acclaim bureaus accept altered means of artful a acclaim score.

? Ascertain the Address Carefully

You charge to analysis your acclaim address properly. It?s absolutely accessible that you acquisition at atomic one error. Acclaim agency calculates your acclaim annual on the base of the advice they get from your creditors. Its your assignment to brightness and up-date your acclaim annual at atomic already in six months.

? Dispute and Document Strategy

If you acquisition any aberration in your acclaim annual assure that you ask the acumen from the corresponding acclaim bureau. Accumulate abreast archetype of every abstracts and notice. The Acclaim Agency commonly replies aural 30 canicule afterwards accepting your letter.

? Dissolve or Break Debts

One of the best means to adjustment your acclaim annual is to deliquesce or break debts, if it exists. This footfall can advance your acclaim annual to a beyond extent.

Other Steps

? Assure that you abutting your anew opened account.

? Close your annual anxiously and slowly.

? As far as accessible abstain revolving balances.

? Maintain low balances.

? In affairs area creditors ask to access your acclaim absolute you charge consistently accumulate it at a abstinent level.

? Add adherence to your acclaim profiles.

Source: http://daily-finance.info/repair-credit-score/

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Thursday, March 29, 2012

KISS needs a roadie ? and wants to hire a veteran

Mario Anzuoni / Reuters file

KISS, who will tour with Motley Crue this summer, has pledged to hire a veteran to work as a roadie.

KISS needs a roadie?? and they want to hire a veteran to help out.

The band, who are touring with Motley Crue this summer, have been long-time supporters of the U.S. military, donating hundreds of thousands of dollars to the Wounded Warrior Project. Watch their troop salute here.?

They're participating in Hiring our Heroes to give a job to a touring set carpenter who will travel with the band from July 14 through Sept. 25.

The lucky veteran who gets the gig will be part of the team that assembles the KISS stage set, helps run effects during the show and takes down the set afterwards. Applicants do not need to be a trained carpenter, but will work long hours.?

To apply for this job, send an email to hiringourheroes@uschamber.com with your resume and contact details.

More from Hiring our Heroes:
Young veterans share their skills, dreams
Capital One, Comcast pledge to hire vets
Comcast and NBC Universal will hire 1,000 veterans?
Hiring our Heroes 'unlocks the potential' of vets?
Jill Biden: Veterans will 'get the job done'?
Bloomberg: NYC is committed to hiring veterans?

For more on Hiring our Heroes, an initiative from NBC News and the U.S. Chamber of Commerce that aims to get veterans back into the workforce,?click here. Learn more about job fairs for veterans?here.

Source: http://hiringourheroes.today.msnbc.msn.com/_news/2012/03/28/10900855-kiss-wants-to-hire-a-veteran

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How to Find Love Online with Match.com | Love, Sex ...

Online dating has lately been widely accepted, as the negativity that surrounded it for a long time apparently fades away. One thing that has made online dating to take the center stage and even outdo most of other online industries in terms of revenue generation has to do with the trust many online dating sites have built over time. Among the most trusted dating sites that were recently featured in the Forbes? list of the best dating websites is match.com. There are thousands of testimonials given each year by satisfied seekers of online love, depicting their success with match.com and I?m persuaded beyond any reasonable doubts that you too can be among them ? if you follow the guidelines as stipulated here.

You may have been frustrated elsewhere and may be you thought online dating would never work for you. You are not alone. Many people who have everything to thank match.com for helping them find love and healthy relationships online felt the same. It doesn?t matter whether you are out to find your first love or you?ve been there before and possibly suffered a breakup or a divorce. At match.com you?ll be guided to the categories that best match your interests from where you can get to find your potential partner.

Safety measures

Match.com takes your safety very seriously and their staff is ever vigilant to make sure that their site serves the purposes it?s intended for. However, just like you don?t leave your car unlocked because there are security officers on patrol, you?ve got to take some precautionary measures if you want to enjoy the full dating benefits match.com sets out for you. Don?t be in a hurry to find a dating partner online. After you have gone through the questionnaire and have been fully registered on match.com, you need to take your time and seek to build relationship with the potential partners instead of rushing to share your personal info with them. Building any relationship takes time and you?ve got to have this reality to avoid any disappointments.

Give what you want in return

Online dating can be tempting especially when it comes to telling the truth about what you are. But you should know that your potential partner wishes that he or she would know the truth about you just like you wish you?d know about them. If you are serious to pursue online dating, and I believe you are ? at least for the fact you?ve found interest in reading this piece of advice, you?ve got to disseminate info that best represents your personality. Make sure you have for instance supplied a few recently taken photos on your match.com profile.

State your interests on your Match.com profile

Remember there are thousands of profiles at match.com and you?ve got to stand out if you want to catch your potential date?s eyes fast. Just like you are interested to know, your potential date is equally looking for your interests, qualities or super talents. Be specific in outlining those strong points about yourself. Don?t exaggerate. Soon you may get a response from an interested person and at this point you?ve got to keenly court their profile. In your first email, be sure to stay close to the point without stating everything about yourself. If you tell them everything they may not have a reason to respond. Leave out some issues intentionally to give room for more questions in their response. Keep your chats interesting and always have the next day in mind. Remember solid relationships are built over time and your online dating at match.com should not be an exemption.

Pay attention to your instincts at match.com

You have the opportunity to know your potential date at match.com by communicating with them through emails or chat services. Don?t be in a hurry to plan meetings with the persons you?ve not known well or those your instincts are not yet at peace with. And should there be any cause of alarm on the profile of your potential date; you can always inform match.com by clicking ?report concern? link found on your left hand menu to seek indulgence of the site moderators.

Source: http://www.firmfamilytips.com/2012/03/29/how-to-find-love-online-with-match-com/?utm_source=rss&utm_medium=rss&utm_campaign=how-to-find-love-online-with-match-com

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Small Business Friendly Hosting, Domain Registration, Web Design ...

Getting British Business Online You might have come across GBBO ? an initiative through Google, Enterprise UK, BT, e-skills UK and many other partners to help small businesses create their first website and understand the opportunities offered by the Internet. This is a really good scheme to get you started ? for NOTHING Initial free hosting, web design ? the whole works. Now, thats fine if you have the time and the inclination to set everything up and, most importantly, maintain your website. The easy part is setting up your website ? get yourself a template, domain name and a hosting Company and you are away. Or are you? Yes ? you are You will have your website up and running ? but will anyone in this vast network visit your site? Now this is where the average business owner needs help. To get visitors to your site requires a lot of work setting up your keywords, metatags, links and backlinks. Regular analysis of your website?s visitors (if you have any) provides a wealth of information to help target customers and markets. All of this is better taken into account at the initial website development stage. So, if you have taken advantage of the free website services and then sat back wondering where your visitors are, you will then need to talk to a web design Company. It is almost certain that they will need to take you back to square 1 and start a fresh web site design to systematically build in the best structure, keywords and other features to help get you a good ranking on search-engines. In other words, you will need to start again. All that wasted time and effort when you could have been concentrating on your business instead of poring over image placements, header designs, menus and other content of your website. Websites are not made in 5 mins, 10 mins or even 24 hours. A good website requires a great deal of initial thought and consultation with the customer before even getting the design on-line. Once that is done, the hard work really begins For small businesses, the last thing you need is to be spending time pouring over your web-site trying to figure out why search engines are not listing you To get a web presence, these are the stages you need to go through:- Register your domain name ? take some time over this. It could be with you for a very long time. Ideally, it should reflect your business activity in some way ? BUT the name you eventually pick may not be available so you will need to look at the available options or start again with another name. The hosting Company will provide the necessary search tools to check availability. Then you need to decide on what your website will look like ? this is not as easy as it sounds Yes, you can use templates and eventually decide on a style that appeals to you. This is by far the easiest way of getting up and running ? you can do this through the GBBO scheme. There are drawbacks though. You will probably want some individuality and trimming to try and give you an edge. You then need a hosting Company to launch your website onto the internet ? there are many available at a wide range of prices. Important points to consider here are Customer Support, on-line time, bandwidth and tools provided. You will then need to maintain your website, analyse it and keep improving it to generate traffic. This is where the real work begins It is not difficult to use Analytics to get reports on your site performance, to improve your rating with backlinks and site maps ? but it is time consuming By all means, use the GBBO scheme to get your feet wet ? but if your business is to be successful, you will need to use a commercial Web-site design and hosting Company, so why not get off on the right foot from the beginning? Costs are very reasonable if you choose wisely. Tags: web design, domain name, search engines, web site design

Source: http://mybestwebhosting.net/8944/small-business-friendly-hosting-domain-registration-web-design-installation-and-maintenance/

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You Don't Know Rove

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Source: http://news.yahoo.com/dont-know-rove-153459853.html

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SolarCity Unveils National Home Energy Loan to Make Energy ...

SolarCity?, a national leader in clean energy services, unveiled a Home Energy Loan[1] for energy efficiency upgrades that will make cleaner indoor air, greater comfort and lower energy bills more accessible to American homeowners. The typical U.S. family spends about $1,900 a year on home utility bills[2], a large portion of which is wasted. SolarCity estimates homeowners lose approximately $40 of every $100 spent on air heating and cooling to duct and air leakage alone[3].

SolarCity has set the standard for making solar simple, giving thousands of homeowners using solar panels the ability to pay less for solar electricity than they pay for utility power. Similarly, SolarCity?s new energy efficiency financing option can reduce or eliminate the upfront cost of energy efficiency upgrades. SolarCity?s energy efficiency services include a comprehensive on-site home energy evaluation to diagnose the cause of high utility bills and energy loss, paired with a range of upgrades that lower energy costs and improve indoor air quality and comfort.

?SolarCity manages customers? energy needs with better, cleaner alternatives that lower costs and improve health and comfort,? said Lyndon Rive, CEO of SolarCity. ?By making energy-saving measures more accessible and affordable, we?re doing for energy efficiency what we?ve done for solar power.?

SolarCity introduced energy efficiency services in 2010 and has more than 5,000 efficiency projects (out of more than 33,000 energy projects overall) completed or underway in Arizona, California, Colorado, Oregon and Texas. The company is now extending its energy efficiency service offering to its east coast service areas in Connecticut, Maryland, Massachusetts, New Jersey, New York and Washington, D.C. SolarCity also supports a range of local energy efficiency loan programs?such as New Jersey?s Clean Energy Program?to customize the best energy efficiency option for customers and help them take advantage of available rebates based on their location.

SolarCity offers homeowners a customized evaluation to identify specific inefficiencies in the home. SolarCity?s proprietary software performs billions of calculations during each evaluation to produce a simple, comprehensive report that provides an overview of the opportunities to improve efficiency across nine categories, including air infiltration, insulation, heating and cooling and duct leakage. Based on the personalized evaluation, SolarCity experts will recommend a prioritized list of home improvement options based on energy and cost savings to improve indoor air quality and comfort and generate thousands of dollars in savings on electricity, gas and oil costs.

SolarCity is enabling customers to finance energy efficiency upgrades through Admirals Bank with a new Home Energy Loan to make energy efficiency as convenient and accessible for customers as possible. Admirals Bank is a federal savings bank, headquartered in Boston, with a history as a home improvement lending leader. The Home Energy Loan will allow eligible customers to finance their home energy efficiency upgrades either with a one-year ?Save Now, Pay Later? option[4], or a three- or 10-year ?Pay As You Go? option. To learn more about SolarCity?s energy efficiency services or the available financing options, please visit www.solarcity.com or call to speak with an energy efficiency consultant at 888-765-2489.

1 Loan provided by Admirals Bank, an Equal Housing Lender. All loan applications are subject to credit approval

2 http://hes.lbl.gov/consumer/learn

3 Based on statistics from the U.S. Department of Energy and a SolarCity analysis of 250 homes

4 The one-year loan assumes the outstanding principal balance is paid in full by the first anniversary of the funding date

Source: http://www.energytrend.com/SolarCity_Solar_20120328

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Wednesday, March 28, 2012

Court won't reconsider bone marrow payments ruling

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Source: http://news.yahoo.com/court-wont-reconsider-bone-marrow-payments-ruling-224546670.html

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Commercial Real Estate | Joshpelaw

At Joshpe Law Group, our attorneys handle a wide array of commercial real estate transactions from hotel and office building acquisitions and sales, to commercial leases, to management agreements.

As in all matters, we strive to take a global view and provide our clients with the resources to handle transactions from beginning to end. ?That usually means assessing the optimal structure for a deal, analyzing the state of title, commencing negotiations with a counter-party, and eventually negotiating and agreeing on deal documents. ?Unfortunately, commercial real estate transactions?especially in major metropolitan areas?often involve the threat or prospect of litigation. ?We assist clients not just with closing deals but with anticipating the obstacles that can derail deals.

Source: http://joshpelaw.com/2012/03/27/commercial-real-estate/?utm_source=rss&utm_medium=rss&utm_campaign=commercial-real-estate

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Kim Kardashian Flour Bomb: PETA Offers To Pay Legal Fees

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Source: http://news.yahoo.com/exchange-fire-along-israel-egypt-border-army-234047598.html

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